Hi Loudnlow2
I can only tell you what i did when replying to Mint( also part of RBS Group).
I sent letters to the CEO(S Hester) at RBS HQ in Edinburgh (36 St Andrews Sq.) and also the
exact same letter to the person named in the cc. at the collections dept at Mint on the address they gave me on their letters. The account number i left alone (as per template) but put Mint Collections Dept on the cc.
The whole cc. thing is up for debate.
People are sending the template letters to the person that sent them letters from the bank and getting the same results.
I prefer the Belt and Braces approach of CEO and collections dept. which costs a couple of extra quid but, in the end, it's up to you.
Have fun
Al
